curl --request POST \
  --url https://api.pay.izichange.com/v1/settlements \
  --header 'Authorization: Bearer <token>' \
  --header 'Content-Type: application/json' \
  --data '
{
  "assetCode": "USDT.TRC20",
  "amountCrypto": "250.75",
  "settlementAccountId": "3f1b2c4d-5e6f-4a7b-8c9d-0e1f2a3b4c5d",
  "idempotencyKey": "settlement-2026-07-08-0001",
  "merchantReference": "facture-4821",
  "totpCode": "123456",
  "effectiveBearers": {
    "platform": "merchant",
    "payout": "merchant",
    "provider": "merchant",
    "mno": "merchant"
  }
}
'

import requests

url = "https://api.pay.izichange.com/v1/settlements"

payload = {
    "assetCode": "USDT.TRC20",
    "amountCrypto": "250.75",
    "settlementAccountId": "3f1b2c4d-5e6f-4a7b-8c9d-0e1f2a3b4c5d",
    "idempotencyKey": "settlement-2026-07-08-0001",
    "merchantReference": "facture-4821",
    "totpCode": "123456",
    "effectiveBearers": {
        "platform": "merchant",
        "payout": "merchant",
        "provider": "merchant",
        "mno": "merchant"
    }
}
headers = {
    "Authorization": "Bearer <token>",
    "Content-Type": "application/json"
}

response = requests.post(url, json=payload, headers=headers)

print(response.text)

const options = {
  method: 'POST',
  headers: {Authorization: 'Bearer <token>', 'Content-Type': 'application/json'},
  body: JSON.stringify({
    assetCode: 'USDT.TRC20',
    amountCrypto: '250.75',
    settlementAccountId: '3f1b2c4d-5e6f-4a7b-8c9d-0e1f2a3b4c5d',
    idempotencyKey: 'settlement-2026-07-08-0001',
    merchantReference: 'facture-4821',
    totpCode: '123456',
    effectiveBearers: {
      platform: 'merchant',
      payout: 'merchant',
      provider: 'merchant',
      mno: 'merchant'
    }
  })
};

fetch('https://api.pay.izichange.com/v1/settlements', options)
  .then(res => res.json())
  .then(res => console.log(res))
  .catch(err => console.error(err));

<?php

$curl = curl_init();

curl_setopt_array($curl, [
  CURLOPT_URL => "https://api.pay.izichange.com/v1/settlements",
  CURLOPT_RETURNTRANSFER => true,
  CURLOPT_ENCODING => "",
  CURLOPT_MAXREDIRS => 10,
  CURLOPT_TIMEOUT => 30,
  CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
  CURLOPT_CUSTOMREQUEST => "POST",
  CURLOPT_POSTFIELDS => json_encode([
    'assetCode' => 'USDT.TRC20',
    'amountCrypto' => '250.75',
    'settlementAccountId' => '3f1b2c4d-5e6f-4a7b-8c9d-0e1f2a3b4c5d',
    'idempotencyKey' => 'settlement-2026-07-08-0001',
    'merchantReference' => 'facture-4821',
    'totpCode' => '123456',
    'effectiveBearers' => [
        'platform' => 'merchant',
        'payout' => 'merchant',
        'provider' => 'merchant',
        'mno' => 'merchant'
    ]
  ]),
  CURLOPT_HTTPHEADER => [
    "Authorization: Bearer <token>",
    "Content-Type: application/json"
  ],
]);

$response = curl_exec($curl);
$err = curl_error($curl);

curl_close($curl);

if ($err) {
  echo "cURL Error #:" . $err;
} else {
  echo $response;
}

package main

import (
	"fmt"
	"strings"
	"net/http"
	"io"
)

func main() {

	url := "https://api.pay.izichange.com/v1/settlements"

	payload := strings.NewReader("{\n  \"assetCode\": \"USDT.TRC20\",\n  \"amountCrypto\": \"250.75\",\n  \"settlementAccountId\": \"3f1b2c4d-5e6f-4a7b-8c9d-0e1f2a3b4c5d\",\n  \"idempotencyKey\": \"settlement-2026-07-08-0001\",\n  \"merchantReference\": \"facture-4821\",\n  \"totpCode\": \"123456\",\n  \"effectiveBearers\": {\n    \"platform\": \"merchant\",\n    \"payout\": \"merchant\",\n    \"provider\": \"merchant\",\n    \"mno\": \"merchant\"\n  }\n}")

	req, _ := http.NewRequest("POST", url, payload)

	req.Header.Add("Authorization", "Bearer <token>")
	req.Header.Add("Content-Type", "application/json")

	res, _ := http.DefaultClient.Do(req)

	defer res.Body.Close()
	body, _ := io.ReadAll(res.Body)

	fmt.Println(string(body))

}

HttpResponse<String> response = Unirest.post("https://api.pay.izichange.com/v1/settlements")
  .header("Authorization", "Bearer <token>")
  .header("Content-Type", "application/json")
  .body("{\n  \"assetCode\": \"USDT.TRC20\",\n  \"amountCrypto\": \"250.75\",\n  \"settlementAccountId\": \"3f1b2c4d-5e6f-4a7b-8c9d-0e1f2a3b4c5d\",\n  \"idempotencyKey\": \"settlement-2026-07-08-0001\",\n  \"merchantReference\": \"facture-4821\",\n  \"totpCode\": \"123456\",\n  \"effectiveBearers\": {\n    \"platform\": \"merchant\",\n    \"payout\": \"merchant\",\n    \"provider\": \"merchant\",\n    \"mno\": \"merchant\"\n  }\n}")
  .asString();

require 'uri'
require 'net/http'

url = URI("https://api.pay.izichange.com/v1/settlements")

http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true

request = Net::HTTP::Post.new(url)
request["Authorization"] = 'Bearer <token>'
request["Content-Type"] = 'application/json'
request.body = "{\n  \"assetCode\": \"USDT.TRC20\",\n  \"amountCrypto\": \"250.75\",\n  \"settlementAccountId\": \"3f1b2c4d-5e6f-4a7b-8c9d-0e1f2a3b4c5d\",\n  \"idempotencyKey\": \"settlement-2026-07-08-0001\",\n  \"merchantReference\": \"facture-4821\",\n  \"totpCode\": \"123456\",\n  \"effectiveBearers\": {\n    \"platform\": \"merchant\",\n    \"payout\": \"merchant\",\n    \"provider\": \"merchant\",\n    \"mno\": \"merchant\"\n  }\n}"

response = http.request(request)
puts response.read_body

{
  "id": "<string>",
  "assetCode": "<string>",
  "amountCrypto": "<string>",
  "fiatCurrency": {},
  "rateIndicative": "<string>",
  "rateNet": "<string>",
  "rateEffective": {},
  "fiatAmountIndicative": "<string>",
  "fiatAmountFinal": {},
  "status": "<string>",
  "mode": "<string>",
  "providerReference": {},
  "failureReason": {},
  "merchantSettlementAccountId": "<string>",
  "settlementAccount": {
    "id": "<string>",
    "label": {},
    "receptionAddress": "<string>",
    "paymentMethodName": {},
    "currency": {}
  },
  "createdAt": "<string>",
  "updatedAt": "<string>"
}